My Checking

Grow Your Cash & Keep It Liquid

"I want my finances
organized & carefree"

Enjoy the best of both worlds—our tiered interest checking will grow your cash at savings account interest rates and remain immediately available for your use. Or, just starting out? Try our EasyChecking—a hassle free account for those with simple financial needs.

Don't forget to protect your personal checking account with Checkline, learn more below!

Whatever your financial focus and personal account needs, First National Bank has you covered.

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Account Features:
Ideal for those with simple finances in need of a secure checking account with no monthly service charge. Enjoy unlimited check writing, check images on demand, no fee Bill Pay, and access to your monthly statement through Online Banking. After opening, no minimum daily balance is required.

Apply for My "EasyChecking" Now

Account Features:
Receive one box of checks per year at no cost, on-demand check images, money orders and cashiers checks at no cost, 1 no cost 3x5 safe deposit box*, waived monthly service charge on $1000+ daily balances & free Bill Pay via Online Banking. Seniors 62 and over receive My "Legacy Checking" account at no charge.

*Safety deposit box is free for one year.

Apply for My "Legacy Checking" Now

Account Features:
A higher interest rate with a lower balance, a waived monthly service charge as long as daily balance remains above $1000 and no-fee bill payment service and access to your monthly statement through online banking.

Apply for My "Interest Checking" Now

Shield your personal checking account with My "Checkline Overdraft Protection." This credit-qualified overdraft protection for your account may be accessed directly through your debit card.

*Line of credit services are subject to ongoing credit approval.

Apply For My Checkline Now

Earn interest with minimal balance requirements. Planning a secure life has never been easier.

*Bank Withdrawal Fee: More than six in-branch (not online) withdrawals per month will result in $2.00 fee for each additional withdrawal.

Learn About All Our Savings And Investments Options


All accounts require e-statements. $5 per month charge for paper statements. Regulation D: 6 limited transfers per month, which includes checks (MMA),Automatic Payments (ACH),requests by telephone and transfers made through the online banking system. Regulatory Withdrawal Fee: A $5 fee on Savings per limited transfers in excess of 6 per month.