First National Bank offers a wide variety of accounts and services at very competitive rates. We've been in business for over 100 years and remain dedicated to innovation and fairness.
Monthly service fees may be applicable and may reduce earnings. Rates listed may change after the account is opened.
*Min to Open Account: $100 (Legacy Checking); $10,000 (Interest Checking)
**APY = ANNUAL PERCENTAGE YIELD
*APR = ANNUAL PERCENTAGE RATE
**APR will vary based on the Wall Street Journal's "Prime Rate."
***Annual fee is assessed at the beginning of the second year and annually thereafter.
*Min to Open Account: $1,000 (MMDA); $25 (Traditional Savings & Ultimate Savings)
**APY= ANNUAL PERCENTAGE YIELD
All Certificates of Deposit are subject to a penalty for early withdrawals. The annual percentage yield assumes interest will remain on deposit until maturity and any withdrawal will reduce earnings.
*Min to Open Account: $500 (CD's); $500 (IRA Certificates); $25 (IRA Savings)
** APY= ANNUAL PERCENTAGE YIELD
***B-Day Promo Annual Percentage Yield of 1.25% valid only for 12 Month CD accounts opened in a First National Bank Branch and funded with new money (external funds). First National Bank funds may be added to the deposit amount, up to $10,000 max. All other CD accounts opened in branch or otherwise do not qualify for this promotional rate. The interest rate and APY will not change for the term of the account and will be in effect for 12 months. Early withdrawal of funds will result in a penalty or 180 days interest. See Account Terms and Conditions for additional details. Offer expires 5/31/17.
Contact one of our loan officers today to get current rates. Contact Us.
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First National Bank of Layton
P.O. Box 248
Layton, UT 84041
We understand local business because we are a local business. As a bank homegrown and rooted in Utah neighborhoods, we have over a 100 year history of supporting people, programs, and events that enrich our community. We believe loyalty to lasting relationships, service and great products is the key ingredient to remaining strong.
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