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Business Rates

Personal, Business, or Savings—Let Our Rates Work For You

First National Bank offers a wide variety of accounts and services at very competitive rates. We've been in business for over 100 years and remain dedicated to innovation and fairness.

Business Accounts

Account Type Min Amt to Obtain APY Interest Rate APY* Interest
will be
compounded
Interest
will be
credited
Business Plus Checking Over $100,000 0.10% 0.10% Monthly Monthly
Business Plus Checking $50,000-$99,999.99 0.05% 0.05% Monthly Monthly
Business Plus Checking $1,000-$49,999.99 0.05% 0.05% Monthly Monthly
Business MMDA Accounts Over $4,999,999.99 0.50% 0.50% Monthly Monthly
Business MMDA Accounts $100,000-$4,999,999.99 0.15% 0.15% Monthly Monthly
Business MMDA Accounts $50,000-$99,999.99 0.10% 0.10% Monthly Monthly
Business MMDA Accounts $20,000-$49,999.99 0.07% 0.07% Monthly Monthly
Business MMDA Accounts $1,000-$19,999.99 0.07% 0.07% Monthly Monthly
Business MMDA Accounts $0-$999.99 N/A N/A Monthly Monthly

 

Business Cards

Account Type Prime Plus** APR*** Fee
Business Checkline P + 6.00% 10.00% $100¹
Business Mastercard P + 8.00% 12.00% N/A
Business Mastercard With Rewards P + 8.50% 12.50% $50²

 

Monthly service fees may be applicable and may reduce earnings. Rates listed may change after the account is opened.

*APY = ANNUAL PERCENTAGE YIELD
**APR will vary based on the Wall Street Journal's "Prime Rate."
***APR = ANNUAL PERCENTAGE RATE ¹ Annual fee on Business CLS is billed to checkline for the previous year.

² Business Mastercard can be set up two different ways: (1) Each cardholder can earn their own points, with an annual fee of $50 per cardholder billed on the first cardholder statement and yearly thereafter.  (2) All business card points can be linked together under a main control account, with an annual fee of $50 per control account billed on the companies first billing statement and yearly thereafter.

Business

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