At First National Bank, we respect your privacy and understand that the personal information you provide us is extremely sensitive.
We are disclosing the following privacy policy to comply with the Gramm-Leach-Bliley Act that governs the privacy of consumer financial information. This policy serves as a standard for all First National Bank employees for the collection, use, retention, and security of nonpublic personal information.
"Non-public personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you.
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us or others; and
- Information we receive from a consumer reporting agency.
We may disclose certain nonpublic personal information about you to third parties, but only as permitted by law, and only when there is a legitimate reason to do so.
For example, we may disclose nonpublic personal information about you to third parties when necessary to service your loan or account with us, to government entities in response to subpoenas, or to credit bureaus reporting agencies.
Also, as permitted by federal and state laws, we may share or exchange nonpublic personal information about you as listed above, which we have collected, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
First National Bank is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customers' personal information, as well as that of all visitors to our web site. Personal information may be collected through the submission of account applications, online banking transactions, or through the use of online financial tools such as interactive calculators. A detailed description of First National Bank's Online Banking Privacy Policy is provided below. If you have additional questions regarding the privacy of your personal information, contact us.
First National Bank respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.
The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes-to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services.
We have employed stringent security measures for the collection of your personal information. Online account applications are submitted to the bank's secure administration site or sent through an encrypted email message. Once received by the bank, only approved personnel may open and process the application. Furthermore, auditing mechanisms have been put into place to further protect your information by identifying which employee(s) has accessed and in any way modified-for example, updated or added to-your personal information.
First National Bank limits employee access to your personal information to only those bank administrators with a business reason for knowing such information. First National Bank also educates all employees about the importance of confidentiality and customer privacy. In addition, individual user names and passwords are used by approved bank personnel to access your personal information online, providing audit trails to further safeguard the privacy of your personal information.
First National Bank follows strict privacy procedures in regard to protecting your personal information. In addition, the bank requires all third parties with a business need to access this information to sign a confidentiality agreement, protecting and restricting further use of or disclosure of information. Personal information may be supplied to a third party in order to process a customer transaction; if the customer requests it; the disclosure is required or allowed by law (i.e. exchange of information with reputable reporting agencies, subpoena, or the investigation of fraudulent activity, etc.); or for marketing purposes of which the customer has been previously informed and has been given the opportunity to decline.
First National Bank is committed to ensuring the privacy of its customers' personal information. For more information regarding privacy at First National Bank, contact us.