Personal Loans

Call or come in today and apply for a loan.  Contact us.

Auto, Boat and RV Loans*

 Buying a new vehicle or refinancing your current loan? We can usually process your application in less than 24 hours.

Personal Loans*

Personal loans can be used for many purposes. We can tailor a loan with a number of options for repayment. Personal loans may be unsecured (under $2,000 apply for a credit card ), or may require collateral depending on the amount requested, credit history, etc.

Credit Cards/Debit Cards*

First National Bank provides a broad range of bankcard products and personal lines of credit for individuals. Review products and services.

Home Equity Loans*

Our Home Equity Loan program allows you to access your equity through a line of credit. Secured by either a first or second lien on your home, you decide when and how to use the funds. We offer variable interest rate loans. Interest is charged only on the portion of your credit line that is outstanding. Your interest payments may even be tax deductible (consult a tax advisor).

Home Construction Loans*

From your first home to your dream home, let our experienced professionals take the worry and headache out of the process. We'll work closely with your contractor to ensure that all funds are disbursed accurately and promptly, and we'll coordinate your long-term financing so you sign (and pay) as little as possible.

Mortgage Loans*

First National Bank can help you find the best possible loan programs to fit your needs.  With such great opportunities to refinance or purchase a home, an experienced and well trained loan officer is your most trusted advisor at First National Bank.  Our professional mortgage officers will explain loan programs and terms clearly to afford you the information you need.  We offer a variety of fixed and adjustable rate options from government insured loans such as FHA and Veteran's loans to your standard Conventional programs.

Due to regulatory changes designed to help protect consumers, we have provided our clients with a secure conduit for the ordering and payment of unbiased appraisals to determine accurate property values.  Order your appraisal today.

Building Lots*

Do you have the perfect lot in mind, but aren't ready to build yet? You can borrow money to buy the lot now, and do the rest later.

*All loans are based on the credit worthiness of the borrower and security pledged. First National Bank does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the individual has the capacity to contract), receipt of public assistance income, or existing rights under the Consumer Credit Protection Act. Equal Housing Lender