We've been "putting people first" for over 107 years. Trust us for personal mortgage service & low rates in Utah and nationwide. We're a direct lender with NO hidden fees. 

 

Finding the right loan can be difficult. First National Bank can help. Our expertise can help get you "home" sooner. Below are some of the most common types of mortgages. Learn more at our Mortgage website.

 

Conventional

Conventional loans are for individuals who will have a larger down payment. 

 

First Time Home Buyer

Now is an ideal time to own your own home, and First National Bank makes the process easy and affordable.

• FHA loans are generally used by first time home buyers because it allows for a lower down payment.
• There are additional government fees for different types of FHA loans.
• Co-Signers can support the Primary Borrower in qualifying for this type of mortgage.
  
  

 

VA

Enjoy the special low rates and peace of mind of a Veteran's Loan from First National Bank, exclusively for our honored military men and women.

• VA loans are for our honored military men and women.
• This loan does not require a down payment. 
• There may be a funding fee required which is like mortgage insurance. This fee may be financed into the loan.

 

Refinance

A refinance loan often allows an individual to take their existing mortgage and reduce the interest rate and payment.

• Can be used to free up cash using the equity in the home.
• Can be done on many types of loans including VA, FHA, and conventional. 

 

Visit our Mortgage site for more information and to apply for a loan.