Business Loans

For more information about any loan product, contact a Relationship Manager at our nearest office.

Lines of Credit*

Convenient way to fund all your business needs. Only pay interest on the amount of the funds being used. Easy access to your credit through online banking, or automatic transfers or simply give us a call. We also offer business overdraft protection.

Construction Loans*

Commercial and Residential construction loans from standalone buildings, subdivisions, or land development we can handle your construction needs. We'll work closely with your contractor to ensure that all funds are disbursed promptly and accurately, and we'll coordinate your long-term financing so you sign (and pay) as little as possible.

Building Lots*

Do you have the perfect lot in mind, but aren't ready to build yet? No problem! You can borrow money to buy the lot now, and do the rest later.

Long Term Lending*

Purchase an existing building for your business (or a building to rent to others) with a long-term commercial mortgage. Our experienced Relationship Managers will explain all terms clearly and suggest creative options.

Equipment Loans*

Time to upgrade machinery or modernize your facility? Let us customize an equipment loan that will rejuvenate your business. Easy financing for those everyday business needs.

Vehicles*

Automobiles, pickups, tractor-trailers and airplanes - we can help you with all your transportation needs.

SBA Loans*

First National Bank is a Preferred Lender Provider with the Small Business Administration. Our SBA financing experts are here to assist your business with its ever changing needs. If you are looking to purchase a business, would like to acquire equipment, or need a Line of Credit for working capital; let us show you how we can help. We offer a full range of SBA programs including Traditional 7(a), Express (including Lines of Credit), and Rural Lender Advantage. Please contact one of our experienced officers at any of our convenient locations.

* All loans are based on the credit worthiness of the borrower and security pledged.