Secure your Credit score, 
Bank Cards
Standard Overdraft Practices Form for payment of ATM/Debit Card Transactions
Card Services
VISA Debit Card
- Available anywhere Visa is accepted
- 24 hour ATM access to your account(s)
- Funds are deducted directly from your checking account
VISA Business Debit Card
-
Available anywhere Visa is accepted
- 24 hour ATM access to your account(s)
- Funds are deducted directly from your checking account
- Business owners can determine who receives a card
ATM Services
- Access your First National Bank accounts 24 hours a day at any ATM which features the PLUS or STAR networks
*VISA/MasterCard Credit Cards
- Disclosure
- ATM access
- No annual fee
- View account history online
- Worldwide purchasing power
- Personal cards available
*Rewards VISA/MasterCard Credit Cards
- Disclosure
- $20 annual fee
- Earn 1 point for every dollar spent
- Use points to purchase airline tickests, gift cards, merchandise and more
- All card types may earn rewards
*Business MasterCard Credit Card
- Disclosure
- ATM access
- ¹No annual fee
- View account history online
- Make business purchases worldwide
MasterCard SecureCode
Verified by Visa (credit card)
Verified by Visa (debit card)
Email Us
Access your Visa and MasterCard account Online
*Checking Account Line of Credit (Checkline)
Business Line of Credit
- Disclosure
-
Credit-qualified overdraft protection for your business checking account
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May be accessed through your business debit card
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$100 annual fee applies
Personal Line of Credit (Checkline)
- Disclosure
-
Credit-qualified overdraft protection linked to your checking account
-
May be accessed through your debit card
Merchant Services
Simplify your business with the ability to accept credit/debit card transactions. Contact our Bankcard Department or a New Account Representative.
Apply for Services
Apply today for any of our personal Bank Card products. Please complete, print and bring your application to our nearest office, or mail to:
First National Bank
Attn: Bankcard Dept.
P.O. Box 248
Layton, UT 84041
*Bank Card Services are subject to ongoing credit approval.
Contact Information
Phone: (801) 544-4241 Email: bankcard@fnbutah.com
To report lost or stolen cards during business hours call:
(business hours: M-F 8:30 am - 5:00 pm MST)
- (801) 544-4241
To report lost or stolen cards after business hours call:
- For Debit & ATM Cards: 1-877-763-LOST (5678)
- For Credit Cards: 1-800-556-5678
- Credit Card Customer Service: 1-800-447-3248
To report lost or stolen debit cards Internationally call:
- 877-763-5678
