Personal Checking

Report lost/stolen cards.    Reorder checks  

Standard Overdraft Practices Form for payment of ATM/Debit Card Transactions

Interest Checking*

Earn a higher rate of interest than savings and access your funds by writing checks.

• Minimum opening deposit of $10,000
• Minimum balance of $10,000 to obtain interest
• $7 monthly service charge if the balance drops below $1,000 at any time during the month (statement cycle)

Rates   Apply Now   Apply for Debit Card

Legacy Checking*

An interest bearing checking account that offers additional services at a reduced cost or no cost to you.

• Minimum opening deposit of $100
• Minimum balance of $1,000 to obtain interest
• $7 monthly service charge if the balance drops below $1,000 any day of the statement cycle, fee waived if over 62 years of age
• Check images available with statement
• 1 free box of checks per year
• No fee money orders and cashiers checks
• 1 year free for a safe deposit box or a $15 credit towards a larger box

Rates   Apply Now   Apply for Debit Card

Free Checking*

Ideal for those starting their first checking account or for those with limited checking needs.  Enjoy umlimited check writing, no-fee bill payment service and access to your monthly statement through online banking.

• Minimum opening deposit of $50
• No minimum balance required after opening account
• No monthly service charge

Rates   Apply Now   Apply for Debit Card

* All First National Bank checking accounts enjoy FREE online banking, bill payment, e-statements and debit card usage.